🔘 A “loan” is a sum of money borrowed from a lender that is expected to be repaid with interest over time.

🔘 The modern sense of “quiz” — meaning a test of knowledge — became popular in the mid-19th century.

🔘 “Loans” can be secured (backed by collateral) or unsecured (based on creditworthiness).

🔘 “Who Wants to Be a Millionaire?” revolutionized quiz shows worldwide when it premiered in 1998.

🔘 Common types include “personal loans”, “home loans”, auto “loans”, and “student loans”.

🔘 The first televised quiz show, *Spelling Bee*, aired in 1938 on the BBC.

🔘 Interest rates vary depending on the type of “loan”, the borrower's “credit score”, and the lending institution.

🔘 Quiz bowls and trivia nights are now global events that combine education with entertainment.